Assistant Professor Department of Financial Administration School of Management
Central University of Punjab
Orcid Id: 0000-0002-0706-9647
Scopus Id: 57650947800, 57719762700
- Ph.D. (Commerce) from Guru Nanak Dev University, Amritsar (under the Supervision of Dr. Sumninder Kaur Bawa)
- M.Com. (Accounting and Finance) from Guru Nanak Dev University, Amritsar with distinction.
- UGC-JRF (Commerce)
Teaching Experience
Working as Assistant Professor in Department of Financial Administration, Central University of Punjab since 2020.
Worked as Assistant Professor in Department of Commerce, Central University of Rajasthan from 2012 to 2020.
Worked as Assistant Professor in Kanya Maha Vidyalaya (Jalandhar) from 2011 to 2012.
Finance & Accounting; General Management
Merger and Acquisitions; Cryptocurrency Market; Corporate Fraud and Health Insurance
Project entitled “Outburst of Covid-19 and its Impact on the Stock Markets: A Cross-Country Analysis” approved under Research Seed Money Grant.
Centre for Promoting Ideas (USA); The Indian Econometric Society (TIES), Indian Commerce Association (ICA) & Indian Accounting Association (IAA)
- Subject Matter Expert, TCSion, Tata Consultancy Services
- Reviewer of Journals of Inderscience and Sage Publication.
- Received best paper award in SIFICO International Conference on Risk Management in Banks and Financial Markets organized by K. J. Somaiya Institute of Management, Mumbai. (January 17-18, 2020).
- Awarded UGC-JRF.
Accepted for Publication in Journals
- Verma R., & Rathore J.S. The Analysis of Dynamic relationship among Indian Sectoral Indices: Evidence from the first 100 days’ of Covid-19 pandemic. Arth Vijnanan. (UGC-CARE), Likely to be publish in March 2023
- Verma R., Sharma D. & Sam S. Cryptocurrency Market Anomaly: The Day-of-the-week effect, Finance India. (Scopus). Likely to be publish in March 2023
- Verma R., Sharma D. & Chugh P. Does Corporate Governance influence Intellectual Capital? An Evaluation of Indian and Chinese Banks, International Journal of Economic Policy in Emerging Economies. (In-press, Scopus Indexed and Inderscience Publication).
Published in Journals
2010
- Bawa, K. S & Verma, R. (2010). Factors Affecting the Brokers’ Recommendations. International Journal-Asia Pacific Journal of Research in Business Management, 1(3), 25-36.
2011
- Bawa, K. S & Verma, R. (Jan-June, 2011). Community Health Insurance in India: An Insight into Working and Performance. Journal of Insurance Institute of India Mumbai, XXXVII, 57-66.
- Bawa, K. S & Verma, R. (June 2011). Efficiency of Health Insurance Business in India: An Application of DEA. An American Journal of Social and Management Science, An Official Publication of Science Hub, 2(2), 237-247.
- Bawa, K. S & Verma, R. (Special Issue June 2011). Awareness and Willingness to Pay for Health Insurance: An Empirical Study with Reference to Punjab India. International Journal of Humanities and Social Science, Centre for Promoting Ideas, USA, 1(7), 100-108.
- Bawa, K. S & Verma, R. (2011). Productivity Change in the Indian Health Insurance Business: A Malmquist Total Factor Productivity Analysis. International Journal of Research in Commerce and Management, 2(7), 115-121
- Bawa, K. S & Verma, R. (2011). Health Insurance Plans of Indian General Insurance Companies: An Analysis with Reference to Coverage and Non-Coverage. International Journal of Research in IT and Management, 1(2), 118-139.
- Bawa, K. S & Verma, R. (2011). Third Party Administrators (TPAs) in India: An Insight into Role Defined and Role Played with Reference to IRDA. International Journal- Zenith International Journal of Multidisciplinary Research. 1(3), 13-25.
2012
- Verma, R. (2012). A study of perceptive and productivity of health insurance business in India with reference to key determinants. International Journal Research in IT & Management, 2(2), 868-881.
- Bawa, K. S & Verma, R. (2012). Factors Affecting the Selection of Health Insurance: An Empirical Study. Prabandhan Indian Journal of Management Studies, 5(2), 35-41. (Scopus Indexed).
2014
- Verma, R., (2014). Impact of Corporate Characteristics on Solvency: Evidence from the Indian Life Insurance Companies. International Journal of Management and Business Studies, 4(4), 10-14.
- Verma, R., & Baidhanathan, S. (2014). Foreign Direct Investment in India: An- econometric Analysis. European Academic research, II(6), 8530-8548.
- Verma, R., & Jain, S., (Aug. 2014). Capital, Asset and Product Risk: A simultaneous equation model approach for the Indian life insurers. GE- International Journal of Management Research, 2(8), 117-133.
2015
- Verma, R., & Malik. S. M. (2015). Factors affecting the Customers’ Satisfaction: An Empirical study with reference to Agriculture Finance Schemes of Jammu & Kashmir (J&K) Bank. Advances in Economics and Business Management, by Krishi Sanskriti, 2(5), 509-514.
2016
- Verma, R., & Sharma D. (2016). Impact of Capital Structure on the Performance: An Empirical Analysis of Indian Banking Sector. International Journal of Research in Management, Economics and Commerce, 6(9), 32-39.
- Verma, R., (2016). Efficiency of Banks in India: A Fourier-Flexible Function Stochastic Frontier Analysis. Indian Journal of Empirical Researches in Commerce, 1(1), 75-87
2017
- Verma R. & Singh U., (2017). Barriers in the implementation of Forensic Accounting in India: An analysis of Academicians’ Perception. Journal of Advance Management Research, 5(5), 88-105.
- Verma R. & Singh U., (2017). An Empirical analysis of influence of frauds on the profitability of Indian Public Sector Banks. International Journal of Research in Business Management. 5(9), 1-9.
- Sharma D. & Verma R. (2017). Impact of frauds on the performance of Indian public sector banks: An empirical analysis. SAARJ Journal on Banking & Insurance Research, 6(4), 53-59.
- Sharma D. & Verma R. (2017). An empirical analysis of specific determinants of Foreign Direct Investment in the Indian Service sector. International Journal of Research in Finance and Marketing, 7(5), 243-253.
2018
- Verma R. & Rathore J.S., (2018). Mergers and Acquisitions (M&As) in the Banking Sector: A Comparative Review of the Indian and International Literature. Journal of Banking, Information Technology & Management, 15(1), 22-36.
- Verma R. & Rathore J.S., (2018). Merged Banks in the Indian Banking Sector: A Comparative study of Strategic Similarities and Dissimilarities. Asian Journal of Research in Banking and Finance, 8(5), 1-12.
- Verma R. & Rathore J.S., (2018). Analysis of Service Marketing of Rajasthan: A tourist destination. Asia Pacific Journal of Research, 1(LVIV), 66-71.
2020
- Sharma D. & Verma R. (2020). Reaction of Stock price to Fraud’s announcements: Evidence from Indian banking sector. Asia-Pacific Journal of Management Research and Innovation, 16(2), 157-166. (Sage Publication)
- Sharma D., Verma R. & Sam S. (2020). Effect of Demonetization on Cashless Transactions in India. Shodh Sarita, 7(25), 57-66. (UGC-CARE)
2021
- Verma R. & Rathore J.S. (2021). M&A of Indian Commercial Banks: A Non Parametric Approach to Efficiency Analysis. The Journal of Indian Management & Strategy, 26(2), 11-21. (Web of Science).
- Sharma D., Verma R. & Sam S. (2021). Adoption of Cyrptocurrency: An international perspective. International Journal of Technology Transfer and Commercialization, 18(3), 247-260. (Inderscience).
- Verma R., Sharma D., & Jawahar J. (2021). Impact of Corporate Governance on Environmental Information Disclosure: Evidence from India. Orissa Journal of Commerce, 42(1), 16-28. (UGC-CARE).
- Verma R., Sharma D. & Rathore J.S. (2021). Factor affecting Profitability of Indian Commercial Banks: A Study with reference to Consolidation. PIMT Journal of Research, 13(4), (UGC-CARE)
- Verma R., Sharma D. & Chugh P. (2021). Impact of Ownership Structure on Financial Performance of Indian Corporate Sector. The IUP Journal of Corporate Governance. 20(2). (ABDC- C Category Journal)
- Verma R., Sharma D., Sam S. and Sharma S. (2021). Impact Assessment of Covid-19 pandemic on the top 10 affected countries. Shodh Sanchar Bulletin, 11(41), 21-26. (UGC- CARE).
2022
- Verma R., Sharma D., Sharma S., & Sam S. (2022). Relationship between Bank-Specific factors and Non-Performing Assets of Indian Banks during Post Global Financial Crisis Era, Finance India. XXXVI(2), 867-885 (Scopus Indexed).
- Verma R., Sharma D. & Sam S. (2022). Testing of Random Walk Hypothesis in the Cryptocurrency Market, FIIB Business Review, 1-9. (Scopus Indexed, Sage Publication)
BOOK PUBLISHED
- Verma R. & Sharma D. (2019). Health Insurance in India: An Analysis of Performance and Prospects. Lambert Academic Publishing, (ISBN No, 978-3-330-34775-5).
RESEARCH PAPERS PUBLISHED IN EDITED BOOK
- Verma R., & Verma R. (2021). E-Banking Services and Customer Satisfaction: A Review Based Study, published in book entitled Digitalization & Sustainable Business Model Innovation in Rural India: Pathways for the Future by National Press Associate. ISBN No. 978-93-90863-52-5.
- Verma R., Sharma D., & Chugh P. (2021). Impact of Corporate Governance on Dividend Policy: Empirical Evidence from Indian Corporate Sector, published in book entitled Contemporary Issues and Challenges in Business Management: Post Covid-19 by Routledge (Taylor & Francis Group). ISBN No. 978-1-032-21444-3
- Verma R., Sharma D., & Sharma S. (2021). An Empirical Analysis of Bank-Specific and Macroeconomic Determinants affecting Non Performing Assets of Indian Banks. Published in the Book entitled An Anthology of Multi-Functional Perspectives in Business and Management Research by Eureka Publications, 33-46. (ISBN No.978-93-91260-11-8)
- Verma, R., & Kumar R. (2019). Effect of Merger and Acquisition on the Acquirer Banks’ Performance in the Indian Banking Sector. Published in the Conference Proceedings of International Conference on Recent trends in Humanities, Education, Arts, Culture, Languages, Literature, Philosophy, Religion, Gender and Management Studies (HEALM-2019) organized by Krishi Sanskriti - New Delhi on May 4, 2019 at Jawaharlal Nehru University, New-Delhi, 85-96. (ISBN 978-93-85-822-88-9)
- Singh U. & Verma, R., (2016). Relevance of Forensic Accounting in Curbing Bank’s Fraud. Published in the Book entitled Changing Paradigm of Management Practices for Sustainable Development by Akinik Publication, 166-172. (ISBN 978-93-85-295-15-9)
- Verma, R., & Singh U. (2016). Fraud and forensic Accounting: An Indian outlook. Published in the Subject Book entitled Inter-Disciplinary Issues for empowering Trade, Industry and Society by Excel Publishing House (International Publisher), Nirma University, Institute of Management, Ahmadabad, Gujarat, 85-96. (ISBN 978-93-85-777-06-6)
- Verma, R., (2014). Determinants of Capital Structure in Indian Life Insurance Industry, Published in the Book entitled Emerging Paradigms in Corporate Finance and Regulatory Frameworks by, Nirma University, Institute of Management, Ahmadabad, Gujarat, 4-15. (ISBN 978-81-923049-3-9)
- Verma, R. (2011). Customers’ Perception Regarding Health Insurance: An Empirical Study with Reference to Punjab, India published in the edited book, Exploring Customer Dynamics: A Relationship and Behavioural Approach, Himalaya Publishing House. (ISBN No. 978-93-5097267-0)
Ph.D. Candidates
Dr. Urvi Singh |
Relevance of Forensic Accounting in curbing frauds: An empirical analysis of Indian Banking Sector |
Awarded in 2019 |
Dr. Janaki Singh (UGC-SRF) |
Merger and Acquisition in Indian Banking Industry: An empirical analysis of Market Concentration, Shareholders’ wealth and Financial Performance |
Awarded in 2022 |
Ms. Shiney Sam (UGC-NET) |
Spillover, Sensitivity and Persistence in the Cryptocurrency Market: A Cross – Country Analysis |
Pre-Submission Seminar Conducted |
Post Graduate Candidates
- Guided More than 30 Dissertations of students of M.Com. and M.Sc. (Statistics).
Paper Presented in International Conference (Abroad)
- Presented a paper entitled “Does Google Trend Affect Cryptocurrency? An Application of Panel Data Approach” in the 2nd Annual Meeting of the European Journal of Management Studies organized by Lisbon School of Economics and Management, Portugal held on July 07, 2022.
- Presented a paper entitled “Co-Integration & Causality Between Macroeconomic Variables and Bitcoin: Evidence from Indian Market” in the 22nd Annual Conference on Finance and Accounting (ACFA-2021) organized by Faculty of Finance and Accounting, Prague University of Economics and Business, Czech Republic during June 3-4, 2021.
- Presented a paper entitled “Effect of Covid-19 pandemic on the European Cryptocurrency Market: An Event Study Approach” in the 14th Bulletin of Monetary Economics and Banking (BMEB) International Call for Papers & Webinar Sessions (Maintaining Stability, Promoting Sustainable Growth and Global Challenges) organized by Bank Indonesia-Institute and Asia-Pacific Applied Economic Association during August 27-28, 2020.
Paper Presented in International Conference (India)
- Presented a paper entitled “Spread of Covid-19 and Stock Markets: A Systematic Review of the Recent Empirical Literature” in the 3rd Rajgiri Management Conference on Sustainable Development Goals in the Post-Pandemic World organized by Rajgiri Business School and Rajgiri School of Social Sciences, Kochi, in association with Fiji National University Suva, Fiji held during April 22-23, 2022.
- Presented a paper entitled “Bitcoin and Macroeconomic Variables Interaction: Evidences from Indian Market” in the 6th Biennial International Conference organized by Sri Guru Gobind Singh College of Commerce and Department of Commerce, University of Delhi held during March 10-11, 2022.
- Presented a paper entitled “Stock Market Reactions to Covid-19 Pandemic: An Empirical Analysis of Major Global Indices” in the ISDSI-Global Conference 2021, “Leading Business in Fluid World” organized by Indian Institute of Management (IIM) Nagpur during December 27-30, 2021.
- Presented a paper entitled “Analysis of Dynamic relationship among Indian sectoral indices: Evidence from the first 100 days of Covid-19 pandemic” in the 1st IIM Bodh Gaya Management Conference 2021 on Post Covid Management Strategies: Recovery, Resilience and Adaption organized by IIM Bodh Gaya during April 23-24, 2021.
- Presented a paper entitled “An Empirical analysis of Bank-Specific and Macroeconomic Determinants affecting Non- Performing Assets of Indian Banks” in the International Conference on Rigor, Relevance and Resilience in Business and Management Research organized by Symbiosis Institute of Business Management, Hyderabad in association with Manukau Institute of Technology, Auckland, New Zealand and NWU Business School, North-West University, South Africa, held during February 12-14, 2021.
- Presented a paper entitled “Random Walk Hypothesis for Cyrptocurrency Market: An empirical test” in 3rd ICDE and 14th ISDSI Annual Conference organized by Centre for Digital Economy, IIM Raipur held during December 27-29, 2020.
- Presented a paper entitled “Testing of Random Walk Hypothesis in the Cyrptocurrency Market” in 12th International E-Conference on Digitalization as Vehicle for Innovation, Organizational Growth and Effectiveness organized by Prestige Institute of Management Gwalior in collaboration with Association of International Business and Professional Management, Indonesia held during December 19-20, 2020.
- Presented a paper entitled “Does cyrptocurrency market follow a random walk model?” in RCEF 2020: 2nd Rajgiri Conference on Economics and Finance jointly organized by Rajgiri Business School and Rajgiri College of Social Sciences Kochi in association with The Indian Econometric Society and the University of Economics and Ho Minh City (UEH) held during November 05-06, 2020.
- Presented a paper entitled “Impact Assessment of COVID-19 pandemic on the top 10 affected countries” in TEQIP-III sponsored E-International conference on Socio-Economic and Health Challenges due to Covid-19 and Mitigation Strategies (SEHCM-2020) organized by Centre of Continuing Education, Dr. B R Ambedkar National Institute of Technology Jalandhar held during October 22-23, 2020.
- Presented a paper entitled “Cyrptocurrency Market Anomaly: The Day of the Week Effect” in the IIF International Conference & Summit (Banking Money & Cyrpto Markets) organized by Indian Institute of Finance on August 29, 2020.
- Presented a paper entitled “Impact of COVID-19 Pandemic on the Indian Financial Market” at International Webinar on Contemporary Issues in Business Management and Information Technology (CIBMIT-2020). Amity Business School, Patna. (June 22-23, 2020).
- Presented a paper entitled “Cashless transactions in the pre and post demonetisation era: an assessment in Indian context” at International Conference on Business Interventions for Effective Management of Technology and Innovation organized by IIM, Sirmaur. (March 6-7, 2020).
- Presented a paper entitled “Industry consolidation, and internal and external determinants of profitability: evidence from Indian commercial banks” at SIFICO International Conference on Risk Management in Banks and Financial Markets organized by K. J. Somaiya Institute of Management, Mumbai. (January 17-18, 2020).
- Presented a paper entitled “Relationship between Macro Variables and Bitcoin: Evidence from Indian Market” at 17th AIMS International Conference. IIM Kozhikode. (January 2-4, 2020).
- Presented a paper entitled “Cost efficiency gains in M&As: A non-parametric study of the Indian banking sector” at 7th Pan IIM World Management Conference organized by IIM Rohtak, (December 12-14, 2019).
- Presented a paper entitled “Cost and Profit Efficiencies of the Indian Banks: An Application of Fourier-Flexible Functional Stochastic Frontier Analysis” at International Conference on Entrepreneurship and Management: Challenges, Issues and Opportunities in the Global Economy. Vivekananda Global University, Jaipur (November 9, 2019)
- Presented a paper entitled “Effect of Merger and Acquisition on the Acquirer Banks’ Performance in the Indian Banking Sector” in the International Conference on Recent trends in Humanities, Education, Arts, Culture, Languages, Literature, Philosophy, Religion, Gender and Management Studies (HEALM-2019) organized by Krishi Sanskriti - New Delhi on May 4, 2019 at Jawaharlal Nehru University, New-Delhi.
- Presented a paper entitled “Do Mergers & Acquisitions impact market concentration? Evidence from Indian Banking Industry” in the International Conference on Business and Management (ICBM-2019) organized by Delhi School of Management, Delhi Technical University on March 29-30, 2019.
- Presented a paper entitled “Merger and Acquisitions in the Indian Banking Sector: A DEA Window Approach” in the First PAN IIT International Management Conference-2018 organized by Department of Management Studies, Indian Institute of Technology (IIT) Roorkee on November 30- December 02, 2018.
- Presented a paper entitled “Demonetization as an aid to economic development: Evidence from selected countries” in the International Conference on Emerging Trends in Business Management organized by Pune Institute of Business Management, Pune on August 10-11, 2018.
- Presented a paper entitled “An Analysis of impact of Brexit on Indian IT Sector ” in the 6th International Conference on “New Frontiers of Engineering, Science, Management and Humanities (ICNFESMH-2017)” organized by Conference Info in association with Academic Science at IETE Chandigarh on December 09, 2017.
ORIENTATION, REFRESHER AND WORKSHOPS ATTENDED
- Participated in Five Days Online FDP on ”Structure Equation Modelling using Smart PLS” organized by Faculty of Management Studies (July 25- 29, 2022).
- Participated in Two Weeks Interdisciplinary Refresher Course on ”advanced Research Methodology and Multivariate Data Analysis” organized by Teaching Learning Centre, Ramanujan College, University of Delhi under the scheme of Pandit Madan Mohan Malviya National Mission on Teachers and Teaching (MHRD) and Indian Accounting Association, NCR Chapter (April 30- May 12, 2022) with A+ grade.
- Participated in Two Weeks Interdisciplinary National Refresher Course on ”New Paradigm in Commerce and Management” organized by Teaching Learning Centre, Ramanujan College, University of Delhi under the scheme of Pandit Madan Mohan Malviya National Mission on Teachers and Teaching (MHRD) and Indian Accounting Association, NCR Chapter (September 15- September 28, 2021) with A+ grade.
- Participated in the Research Methodology Workshop organized by the IIM Bodh Gaya, during April 21, 2021 to April 22, 2021.
- Participated in 3rd One Month Online Faculty Induction Programme organized by the UGC-HRDC, Jamia Millia Islamia, New Delhi from December 28, 2020 to February 02, 2021 with A grade.
- Participated in Faculty Development Programme on Business Analytics- Concepts and Applications organized by School of Management Studies, University of Hyderabad (August 28- September 01, 2020).
- Participated in 7 days National Faculty Development Programme on Time Series and Panel Data Analysis organized by Teaching Learning Centre, Ramanujan College, University of Delhi under the scheme of Pandit Madan Mohan Malviya National Mission on Teachers and Teaching (MHRD) and Indian Accounting Association, NCR Chapter (July 20- July 26, 2020).
- Participated in Two weeks FDP on Managing online classes and Co-creating MOOCs 2.0 organized by Teaching Learning Centre, Ramanujan College, University of Delhi under the aegis of MHRD Pandit Madan Mohan Malviya National Mission on Teachers and Teaching (May 18- June 03, 2020).
- Participated in Two weeks FDP on Managing online classes and Co-creating MOOCs organized by Teaching Learning Centre, Ramanujan College, University of Delhi under the aegis of MHRD Pandit Madan Mohan Malviya National Mission on Teachers and Teaching (April 20- May 05, 2020).
- Participated in 34th Refresher Course in Commerce organised by UGC- HRDC, GJUS&T, Hisar on June 09- 29, 2016.
- Participated in Workshop on Innovations Entrepreneurship & Start-Ups organised by Department of Management, Central University of Rajasthan in associated with Society for Technology Incubation and Development of Entrepreneurs (STIDE) on February 19, 2016.
- Participated in UGC Sponsored Orientation Programme organised by UGC- HRDC, Punjabi University, Patiala on April 08- May 05, 2015.
- Participated in Two day workshop on “Entrepreneurship Development & Business Planning” organised by School of Commerce & Management, Central University of Rajasthan on October 30-31, 2013.
- Participated in 8 days workshop entitled “Analytical Techniques for Research” organized by Department of Commerce and Business Management, GNDU, Amritsar, on December 1-8,2009.
- Participated in the Workshop on “Research Methodology” held at Hans Raj Mahila MahaVidayala, Jalandhar on 26th March, 2007.
- Co-Convener of Two Days ICSSR Sponsored National Webinar on Digitalization & Sustainable Business Model Innovation in Rural India: Pathways for the Future organized by Department of Financial Administration, Central University of Punjab during December 02-03, 2021
- Coordinator of ATAL sponsored AICTE Faculty Development Program on Strategic Planning & Implementation in the Digital Era conducted by Department of Financial Administration, Central University of Punjab during October 04 - 08, 2021.
- Organising Faculty Member, First Conference on Emerging Issues in Commerce and Management (Jagriti), organised by Department of Commerce, Central University of Rajasthan on November 08, 2013
2. Delivered a guest lecture on the topic “Goods and Service Tax (GST) Law in India: An Overview” in RNB Global University, Bikaner (Online) on March 28, 2019).